Thursday, February 6, 2014

Got A Boat? Get It Insured!


by Maryl Joop


There are a lot of things that could go wrong on the roads. Some of them are the result of weather, others from mechanical issues, and sometimes the stupidity of drivers (including yourself - let's face it). Fortunately for you, a lot of these issues can be avoided. Here are a few real-world scenarios that have caused accidents in the past and how you can avoid them.

Employers

Mother Nature really doesn't care if you are late to work or if you have to drive from California to Montana in less than 48 hours. She will rain, sleet, hail, and snow whenever she pleases. Man cannot control her.

Self-Employed Workers Compensation Insurance

People often use boats for recreation in lakes, rivers, and even the ocean. The amazing opportunities boats provide to explore the world and have adventures should never be discounted. Your boat is a way for your to make your dreams come true and to see things that you may never otherwise see.

Scenario 2: Traffic Jams

Traffic jams are another great hassle that plagues mankind. There are two types of traffic jams: those that are predictable and those that are not.

Protection

The second type of traffic jams is more difficult. Accidents, unexpected road closures, or power outages can all slow or stop the traffic. Remember that this is no one's particular fault. Don't get enraged over something that really has nothing to do with you.

Better Now Than Later

The potential for insurance to improve the lives of individuals should never be discounted or forgotten.

A lot of the road problems we suffer from come from the stupidity of human beings. Mostly issues arise when drivers get distracted or if they get angry. If someone is driving strangely, be kind and assume that there is a bee in the car, a child is screaming, they just broke up, or some other sympathy-worthy reason. If you get angry, things will most likely just get worse. People who are angry have less patience, get more aggressive, and are more likely to have heart problems later in life. Besides, auto insurance in Encino probably won't be understanding if you ram someone's car for driving below the speed limit. So, take a chill pill and be understanding. You know you've done stupid things when driving too.




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