The Weirdest Kinds Of Insurance Out There
Why cover other things?
When going out of town, it is especially crucial to be on your guard. Take every precaution to make sure that your home continues to look lived-in.
Strange coverage
General Liability Insurance: This insurance provides protection and damages if your employees or to yourself. This can also include coverage if your product or service caused damage to property or bodily injury to a third party.
Even if you have your lights set on timers, it is a dead giveaway that you are not really at home when you let the rest of your house become a mess.
UFO abduction: An insurance company in Florida- UFO Abduction Insurance Co. For $19.95 offers a $10 million policy if a visitor from Mars grabs or scratches the recipient. Kidnapping: An insurance policy that covers payment for a ransom in the event of a kidnapping. This type of policy is usually provided for senior executives who travel abroad. Pet life insurance: Random dogs or animals from the pound can't get this type of coverage, but if they are a show dog or proven pure breed they can be covered granted they are proven to generate income. Cancelled wedding: There is a policy that covers wedding cancellation for causes beyond anyone's control such as illness, or bad weather. The policy may also include a change of heart clause which will pay off a couple's decision to not marry.
Egon Ronay: Is a food critic and insured his taste buds for $400,000 because his endorsement could make or break a restaurant.
Beyond the limits of just locks are home security systems. If a burglar is successful in breaking into your home, the security system will alert authorities which will then pursue the perpetrator.
Michael Flatley: The dance star of Riverdance and Lord of the Dance insured his legs for $47 million.
Another insurance coverage that has been recently challenged is what kind if any healthcare insurance should be provided to employees. Health insurance is expensive and can be burdensome especially on small businesses. The Affordable Care Act has created some real challenges for small business owners ranging from higher insurance premiums, not hiring part-time employees, to less money for trading and new technology development.
At all times, whether you are at home or out of town, be aware that your house could be broken into if you do not take all of the necessary precautions. It is not that hard to make sure that your home is protected, and in the end it is worth it.
When going out of town, it is especially crucial to be on your guard. Take every precaution to make sure that your home continues to look lived-in.
Strange coverage
General Liability Insurance: This insurance provides protection and damages if your employees or to yourself. This can also include coverage if your product or service caused damage to property or bodily injury to a third party.
Even if you have your lights set on timers, it is a dead giveaway that you are not really at home when you let the rest of your house become a mess.
UFO abduction: An insurance company in Florida- UFO Abduction Insurance Co. For $19.95 offers a $10 million policy if a visitor from Mars grabs or scratches the recipient. Kidnapping: An insurance policy that covers payment for a ransom in the event of a kidnapping. This type of policy is usually provided for senior executives who travel abroad. Pet life insurance: Random dogs or animals from the pound can't get this type of coverage, but if they are a show dog or proven pure breed they can be covered granted they are proven to generate income. Cancelled wedding: There is a policy that covers wedding cancellation for causes beyond anyone's control such as illness, or bad weather. The policy may also include a change of heart clause which will pay off a couple's decision to not marry.
Egon Ronay: Is a food critic and insured his taste buds for $400,000 because his endorsement could make or break a restaurant.
Beyond the limits of just locks are home security systems. If a burglar is successful in breaking into your home, the security system will alert authorities which will then pursue the perpetrator.
Michael Flatley: The dance star of Riverdance and Lord of the Dance insured his legs for $47 million.
Another insurance coverage that has been recently challenged is what kind if any healthcare insurance should be provided to employees. Health insurance is expensive and can be burdensome especially on small businesses. The Affordable Care Act has created some real challenges for small business owners ranging from higher insurance premiums, not hiring part-time employees, to less money for trading and new technology development.
At all times, whether you are at home or out of town, be aware that your house could be broken into if you do not take all of the necessary precautions. It is not that hard to make sure that your home is protected, and in the end it is worth it.
About the Author:
Colonial Insurance & Financial Services is located in Conway, South Carolina and is independently owned and locally run to handle your insurance needs. We believe that local insurance agencies can best serve your insurance needs.
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